11.9% increase in our health care insurance premiums we were told by our agent.
Then he presented several options that would reduce the cost of our premiums. Of course this was achieved by either reducing some level of benefit or increasing the employee's share of medical cost or both.
But the increased cost of insurance is not really the subject of this post.
Rather I was interested in the discussion of health care and insurance and the ongoing political struggle.
The most significant thing I noticed was a stunning paradox. On the one hand there was uncertainty about the government plan we'd face in the future. On the other was absolute certainty that whatever plan the government ultimately enacted it would be more bureaucratic, less efficient, less effective, and more expensive.
The next most significant thing I noticed was the anger and disgust about the process that is underway to implement a broader government plan. It is the sense I think that the plan has been determined and is going to be forced upon the country period.
Our agent's clients are all relatively small businesses. He said there was not one among them that was not terribly upset about the prospect of increased government intervention.
I know something about government health insurance since I dealt with medicare for the last 10 years on behalf of my parents.
My experience does not make me very confident. I just imagine Medicare on steroids and there is this nightmarish vision of all the terrible problems I had with Medicare magnified by an order of magnitude that looms in my mind.
That's not to say that I am overwhelmingly positive about the current health care system.
It's just that I think if anyone can make it worse it is the government.
Nine Years and Counting
4 months ago